Enhancing Financial Inclusion Using Mobile Phone Data For Credit Scoring
Financial inclusion is a globally recognized problem. Around two billion people do not have a basic bank account, and, in some countries, large parts of…
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Financial inclusion is a globally recognized problem. Around two billion people do not have a basic bank account, and, in some countries, large parts of…
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The United Kingdom (UK) faces dramatic changes in the energy system in order to address a variety of challenges, ranging from mitigating climate change, renewing…
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Our entrance into a period of decline in biodiversity is largely recognized, and there is an urgent need to invest more in conservation policies. Because…
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The study of genetics deals with a broad range of topics, from the molecules responsible for heredity to the adaptation and evolution of organisms. Within…
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The aryl hydrocarbon receptor (AHR) was originally found in 1976 as the mediator of toxicity and induction of drug-metabolizing enzymes caused by the highly potent…
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Our planet has a self-regulating ecosystem that stabilizes the temperature, climate, and other external environments. Water covers more than 70% of the land surface, and…
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Neuroblastoma is the most common solid tumor of early childhood and arises from the primitive cells of the sympathetic nervous system. The survival rates for…
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Excessive consumption of ethanol, the intoxicating agent in alcoholic drinks, and the ingestion of heavy metals in contaminated foods and drinks are known to lead…
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The secreted immune factor, Tumor necrosis factor alpha (TNF-α), is an important inflammatory mediator that helps neutralize and destroy infectious agents as well as cancer…
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Even though we spend about a third of our lives asleep, the function of sleep is still not fully understood. One of the leading hypotheses…
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Harmful algal blooms (HABs) are a worldwide phenomenon, which have been a cause of concern in aquatic ecosystems since the early 1600s. HABs have massive…
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